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The name of the person who makes the most should go here.
Please do an additional application for a spouse or co-borrower.
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If less than two years at current address, list previous address.
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Employment
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Self employed? Do you have tax returns for the last two years? Please let us know in the COMMENTS section down at the bottom.
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Gross amount, before taxes and other deductions
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If less than two years with current employer, list previous employer information.
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If you receive child support, we will eventually need a copy of the child support agreement or divorce decree, along with proof that you've received the payments for the last two months, and that those payments will continue for at least three years.
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Assets
Funds available for down payment and to show reserves.
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Enter the amount we can VERIFY with your bank prior to closing.
Having some cash in the bank above what you need for the down payment will help us get you a lower interest rate..
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A credit reference will need to be able to provide a letter on their letterhead stating your name and account information along with the number of times the account has been 30 days late in the last twelve months.
We usually don't need alternate references unless you don't have anything on your credit report.
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Additional Information
Tell us what you are looking for in a new home..
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If you already have a property picked out, please enter the address here.
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If you already know the price on the house you want, please enter that here.
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Anything else we need to know? If you have been in bankruptcy or had a foreclosure in the last 24 months, or if you don't file taxes, please let us know that here.
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Questions? Call 1-800-446-3695
If you have questions about a property, please contact the property seller directly. If you have questions about the financing, please call Scott Winn at 1-800-446-3695. Thank you!
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